Inflation: A Global and Local Struggle

Inflation has become a major concern around the world, and New Zealand is no exception. With rising costs in food, housing, and energy, inflation erodes the value of savings, making it harder to keep up with day-to-day expenses. Globally, inflation rates have surged due to a combination of supply chain disruptions, labor shortages, and fluctuating energy prices. Even central banks are struggling to control the situation, leading to higher interest rates— but those are still often not enough to beat inflation.

This means that traditional savings accounts or lower-yield investments, such as bank deposits, no longer offer sufficient protection against the rising cost of living. The purchasing power of money decreases over time when inflation rates outpace the returns on investments, creating a real challenge for anyone trying to grow or even maintain their wealth.

In New Zealand, inflation remains a stubborn issue, impacting everyone from homeowners to retirees. What can investors do to stay ahead of inflation? One option is to seek out higher-yield investments that offer not just the potential for growth but also security.

That’s where FinX comes in. With yields as high as 9% to 12% per annum, our investments are designed to help you beat inflation. Plus, we secure all investments with first-ranking mortgages, providing the kind of safety and returns that banks simply can’t match. Protect your wealth and stay ahead of inflation with FinX.